Effects of family characteristics and work relationship on retirement among teachers in Agona West Municipality, Ghana

Citation: John N-yelbi & Alfred Alunga Anovunga (2024). Effects of Family Characteristics and Work Relationship on
Retirement among Teachers in Agona West Municipality, Ghana. J Adv Educ Philos, 8(2): 88-98. 88
Journal of Advances in Education and Philosophy
Abbreviated Key Title: J Adv Educ Philos
ISSN 2523-2665 (Print) | ISSN 2523-2223 (Online)
Scholars Middle East Publishers, Dubai, United Arab Emirates
Journal homepage: https://saudijournals.com
Original Research Article
Effects of Family Characteristics and Work Relationship on Retirement
among Teachers in Agona West Municipality, Ghana
John N-yelbi1, Alfred Alunga Anovunga1*
1Department of Counselling Psychology, Faculty of Applied Behaviuoral Sciences in Education University of Education, Winneba, Post
Office Box 25, Winneba, West Africa, Ghana
DOI: 10.36348/jaep.2024.v08i02.006 | Received: 13.01.2024 | Accepted: 20.02.2024 | Published: 24.02.2024
*Corresponding author: Alfred Alunga Anovunga
Department of Counselling Psychology, Faculty of Applied Behaviuoral Sciences in Education University of Education, Winneba, Post
Office Box 25, Winneba, West Africa, Ghana
Abstract
Family characteristics and work relationships have effects on teachers’ retirement decision-making in the country. This has
led to much frustrations of life for some retired teachers in Ghana. The study was guided by the following research
objectives: Effects of family characteristics on retirement decision-making, the influence of work relationships on
retirement decision-making and the strategies that can be put in place to improve retirement decision-making among
teachers. A quantitative approach and descriptive survey design were used. The target population comprised teachers in
public Basic schools in the Agona West Municipality. 150 teachers formed the sample for the study. Data was obtained
using a self-developed questionnaire. It emerged from the findings that high financial demands stemming from home
expenses, expectations from family members, and being first-borns hindered individuals’ ability to save and plan for their
retirement. Also, it revealed that teachers in the Agona Swedru Municipal place considerable importance on their
interactions with colleagues when it comes to retirement decision-making. It was found that teachers in the Agona Swedru
Municipal place considerable importance on their interactions with colleagues when it comes to retirement decision-
making. It was therefore recommended that retirement planning initiatives and financial education programmes should
prioritize offering diverse and adaptable forms of psychoeducation and guidance to cater for the varying expectations and
preferences of respondents. Educational institutions and policymakers should encourage and support peer relationships to
improve retirement preparedness and satisfaction among teachers in the Municipality. Prioritize and tailor retirement
planning guidance and education to address the diverse preferences and needs of respondents.
Keywords: teachers’ retirement in Ghana, retirement decision-making, financial education programmes, Educational
institutions.